1stWEST Products Risk Profile Level 1&2

Products

The Risk Profile Report^TM

The Risk Profile Report^TM is a background investigation report designed to assess issues such as credit or investment risk inherent in determining the character and capacity of individuals and businesses with whom 1^stWEST's clients are dealing. This report is particularly valuable to lenders, private equity and venture capital investors and those involved in making critical hiring decisions.

The Asset Recovery Report^TM

The Asset Recovery Report^TM is a background investigation report designed to access all of the same risk issues revealed by the Risk Profile Report^TM and more fully uncovers undisclosed holdings of business and personal assets. This report is recommended primarily as a collection or negotiation tool to identify possible movement of assets that may be adverse to creditors or in violation of loan, creditor or stockholder agreements.

Services

Due-Diligence Consulting

1^stWEST is a consulting and advisory company that provides to its clients years of experience and resources to solve their investment due-diligence requirements whether they are providing debt or equity capital. The principals of 1^stWEST have distinguished credentials and experience in banking, corporate finance, real estate finance, title insurance, fraud detection, financial investigations and related disciplines. 1^stWEST effectively counsels its clients to provide them with the best information, knowledge and resources available to resolve the multi-disciplinary finance and business issues involved in investment decisions. A "team" approach is often used with 1^stWEST acting as the "consulting team manager" to satisfy all due-diligence requirements, including financial background investigations, field examinations, audits and related accounting matters, appraisals and legal representations.

In the unforeseen and unfortunate circumstance where conflicts prevail between the parties to a loan or other contract agreement, 1^stWEST also provides litigation support consulting services that lead to the best result for all parties.

Litigation Support and Expert Witness Testimony

Jerome S. Oldham, a principal of 1^stWEST, has a diverse and senior management level professional background in banking, corporate and real estate finance and is highly regarded as a consultant and expert witness in banking and lending practice matters involving complex commercial litigation between lenders and borrowers. He has successfully defended plaintiffs and defendants in such matters over the last eighteen years.

866.670.3443